Three for the money:

1.  Do NOT leave any documents, in your vehicle, that may enable a thief to access your identity.  Arizona has among the highest of automobile and identity theft rates in the country.  Some thieves use your garage door opener, in order to illegally enter your home, once they have obtained your address, also! 

2.  AARP has discovered that an extremely low percentage of eligible workers - especially teachers - have protected their retirement with  a 401(k) or 403(b) account.  PLEASE!  This is an extremely effective method of securing a well-deserved, and affordable, retirement lifestyle.  If you do not yet have, or have not yet contacted your own trusted financial advisor(or mine - Randy Eddelemon:   randy@schoonerfn.com), then log-on to:   aarp.org  - for information that may very well be the most important for your retirement years! 

3.  clearancefinders.com has greatly increased the number of quality merchants that it represents - and is continuing to increase the number of quality merchants - with products less expensive than purchasing direct from the same retail outlets.  Log-on to:  clearancefinders.com to check for your necessities!